Address
1616 Cotton Way, Chattanooga, TN
Price
$ 399,900
Property Attributes
  • MLS#1539796
  • TypeSingle Family
  • Listing Status Active
  • CountyHamilton
  • CityChattanooga
  • AreaChattanooga
  • NeighborhoodMill Town
  • Zip37404
  • StyleContemporary
  • Year Built2025
  • Taxes$ 3700
  • Price$ 399,900
  • Bedrooms3
  • Full Bathrooms2
  • Half Bathrooms1
  • Sqr Footage1794
Data Source:
Greater Chattanooga MLS (GCAR)
Property Description

Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. Upcoming community amenities planned for 2027 include a new pool, clubhouse, and pickleball courts, adding even more to the lifestyle Mill Town has to offer. The seller is offering $5,000 toward the buyer's closing costs with an acceptable offer, making this an opportunity you will not want to miss!

Price History
7/31/2026 Listed $399,900

General Features

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Electric
Utilities Cable Available,Electricity Connected,Sewer Connected,Water Connected,Underground Utilities
Possession Close Of Escrow,Negotiable
Appliances Washer/Dryer,Plumbed For Ice Maker,Microwave,Free-Standing Electric Range,Free-Standing Electric Oven,ENERGY STAR Qualified Appliances,Disposal,Dishwasher
HOA Fee 85
Garage Spaces 2
Architectural Style Contemporary
Construction Materials HardiPlank Type
Year Built 2025
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Park,Sidewalks
Assoc Fee Paid Per Monthly
County Hamilton
New Construction false
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Mill Town
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
Directions From I-24 West, take Exit 181 toward Fourth Avenue. Follow East 23rd Street and turn right onto South Watkins Street. Continue past the historic Coosa Mill and turn right into the Mill Town community
High School Howard School of Academics & Tech
City Chattanooga
Senior Community Y/N false
MLS Area Chattanooga
Carport Y/N false
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan
Elementary School Eastside Elementary
Land Lease Y/N No
Tax Annual Amount 3700
Home Warranty Y/N false
Middle/Junior High School Orchard Knob Middle
Lease Renewal Y/N No
MLS Area Minor Chattanooga
Additional Parcels Y/N false
Lease Considered Y/N No
Rent Control Y/N No
Standard Status Active
Occupancy Type Owner
MobileHomeRemainsYN No
Legal Description 156f A 001.01c002; Mill Town subdivision; Phase 1, Lot 60
Sewer_co_Public_sp_Sewer true
Heating_co_Central true
Utilities_co_Cable_sp_Available true
Utilities_co_Underground_sp_Utilities true
Year Built Effective 2025

Interior Features

Basement None
Flooring Carpet,Luxury Vinyl
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Double Pane Windows,Screens,Window Treatments
Fireplace Y/N false
Above Grade Finished Area 1794
Half Baths 1
Laundry Features Laundry Room,Upper Level
Total Bedrooms 3
LivingAreaSource Tax Records
Total Baths 3

Exterior Features

Exterior Amenities Awning(s),Rain Gutters,Smart Camera(s)/Recording
Fencing None
Parking Features Driveway,Garage,Garage Faces Rear,Off Street
Water Source Public
Foundation Details Slab
Spa No
Building Area Total 1794
Waterfront Y/N false
Road Frontage Type City Street
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 37404

Price
AVG $410K
$400K
Taxes
AVG $1,884
$3,700
Year Built
AVG 1960
2025

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